PRODUCTS
We provide insurance and financial products to individuals, churches and non-profit organizations, as well as small businesses.
LIFE INSURANCE
Life insurance can help you plan for the future and protect the people who most.
Get peace of mind and protection for loved ones with life insurance. Life insurance can help your loved
ones pay for funeral costs, cover bills and ongoing living expenses, pay off debts, finance future needs
and protect retirement plans.
Life insurance provides security to your family and peace of mind to you and there a variety of life
insurance policies available, including, Term and Whole life. It can get a little complicated, so let us help
you get the right life insurance that works best for you. What kind of life insurance do I need? There are two main types of life insurance: term life insurance and permanent life insurance.
Term life insurance is typically the more simple and affordable option. It provides coverage for a set period of time or “term,” typically 10-30 years, and is designed to protect your dependents during your income-earning years. If you pass away during the term period, your beneficiaries will receive a lump-sum payment of the policy proceeds.
Permanent life insurance, which includes whole life insurance, provides coverage for your entire life. Some permanent life insurance policies let you access cash value with a policy loan, a withdrawal, or a partial surrender from the policy. Withdrawals, partial surrenders, and outstanding loans will usually reduce the amount paid to beneficiaries.
HEALTH INSURANCE
Are you on Medicare or approaching 65 and new to Medicare? We have multiple with various carriers with Medicare Advantage, Medicare Savings Account, or Medicare Supplement plans for your consideration. If you are in between jobs and need Short Term Medical coverage, we will work to find a solution that meets your needs, even adding ancillary products such as dental, vision, cancer, critical illness, or Hospital Indemnity.
Health insurance can also help maintain and improve the overall health and well-being of you and your family members. It covers medical costs and encourages general preventive care.
FINAL EXPENSE INSURANCE
Dealing with the loss of a loved one can be a painful and challenging process for a family. The financial hardship of death can be absorbed by developing a plan to handle the associated funeral cost and final medical bills.
Final expense insurance is a type of coverage typically secured by and for seniors. The purpose of this insurance is to cover the cost related to funeral services such as memorial service, casket, vault, burial plot, hearse, and flowers.
All your life, you have protected and cared for your family. Ensure that even after you are gone, they are secure and left behind with only beautiful memories to celebrate your life with friends and family.
